Best Crypto Exchanges in Austria (2026)
Updated: | Found helpful by 15 others
KuCoin EU is the top crypto exchange for Austrian residents wanting broad EU-compliant token selection, operating under MiCA authorisation through its licensed EU entity. Bitpanda, the Vienna-founded unicorn with more than 4 million users, remains the best Austrian-domiciled pick with automatic 27.5% KESt withholding. Coinfinity in Graz leads for Bitcoin-only users and runs the largest Austrian BTC ATM network. Crypto gains are taxed at 27.5% KESt on coins bought after 28 February 2021. All Austrian-based exchanges operate under FMA supervision and the EU MiCA framework.
Jump to section
Sorting changes the order of the provider cards below.
Our overall pick below is KuCoin, from 1. KuCoin EU.
1. KuCoin EU
Best EU-Compliant Selection. Widest token selection among MiCA-licensed exchanges available to Austrian residents.
Visit KuCoin EU- Trading fee
Trading fee
What each buy or sell costs. Compare the headline commission together with the spread, because a zero-commission provider usually earns on the spread.
- 0.10% maker / 0.12% taker
- Assets
- Widest MiCA token selection
- Regulation
Regulation
Which authority supervises the provider and whose rules protect you. An Austrian licence means the FMA; an EU passport means the home regulator.
- MiCA-licensed
- Austrian support
- No KESt withholding
Prices as of August 2026, verify on the provider site.
Pros
- One of the widest token selections among MiCA-licensed platforms
- Advanced trading and derivatives where permitted
- Mobile and web trading tools with broad order types
Cons
- Smaller EUR-native liquidity than Kraken
- Customer support reviews are mixed
Best for Active and intermediate traders wanting the widest EU-compliant token lineup and advanced trading tools
2. Bitpanda
Austrian Unicorn. Vienna-based, FMA-registered, and bundles crypto, stocks, and ETFs in one Austrian app.
Visit Bitpanda- Trading fee
Trading fee
What each buy or sell costs. Compare the headline commission together with the spread, because a zero-commission provider usually earns on the spread.
- ~1.49% spread; Fusion from 0.25%
- Assets
- Crypto, stocks, ETFs, metals
- Regulation
Regulation
Which authority supervises the provider and whose rules protect you. An Austrian licence means the FMA; an EU passport means the home regulator.
- MiCA / FMA (Vienna)
- Austrian support (Best)
- Automatic 27.5% KESt withholding
Prices as of August 2026, verify on the provider site.
Pros
- MiCA-licensed and FMA-supervised Vienna fintech
- Crypto, stocks, ETFs, and precious metals in one app
- SEPA deposits are free and usually settle same day
Cons
- Spreads can be wider than advanced exchanges
- Fewer advanced trading features than Kraken
Best for Austrian residents wanting regulated crypto access with automatic KESt handling and broad asset coverage
3. Coinfinity
Austria's original Bitcoin-only broker with OTC service and the Bitcoin Voucher network.
Visit Coinfinity- Trading fee
Trading fee
What each buy or sell costs. Compare the headline commission together with the spread, because a zero-commission provider usually earns on the spread.
- 1.5% service fee, 0% spread
- Assets
- Bitcoin only
- Regulation
Regulation
Which authority supervises the provider and whose rules protect you. An Austrian licence means the FMA; an EU passport means the home regulator.
- Austrian regulated
- Austrian support
- Yes, direct EUR rails
Prices as of August 2026, verify on the provider site.
Pros
- Austria's largest Bitcoin ATM network
- Bitcoin vouchers available at post offices and tobacconists
- Bitcoin-only focus with strong educational resources
Cons
- Advanced trading features are limited
- Higher spreads at ATMs than online exchanges
Best for Bitcoin maximalists and cash buyers who want Austrian Bitcoin ATMs and voucher access
4. 21bitcoin
Cleanest Bitcoin-only DCA experience with native Austrian SEPA support and self-custody export.
Visit 21bitcoin- Trading fee
Trading fee
What each buy or sell costs. Compare the headline commission together with the spread, because a zero-commission provider usually earns on the spread.
- 0% to 1.49%
- Assets
- Bitcoin only
- Regulation
Regulation
Which authority supervises the provider and whose rules protect you. An Austrian licence means the FMA; an EU passport means the home regulator.
- Austrian VASP, FMA-registered
- Austrian support
- Simplified AT tax reporting
Prices as of August 2026, verify on the provider site.
Pros
- Transparent, low fees on Bitcoin savings plans
- Automatic withdrawal to self-custody supported
- Clean mobile-first interface
Cons
- No advanced trading tools
- Smaller brand footprint than Bitpanda
Best for Long-term Bitcoin savers wanting recurring purchases with automatic withdrawal to a hardware wallet
5. Kraken
Strong reputation, deep order books, and full futures and staking suite for advanced Austrian traders.
Visit Kraken- Trading fee
Trading fee
What each buy or sell costs. Compare the headline commission together with the spread, because a zero-commission provider usually earns on the spread.
- 0.40% maker / 0.80% taker at the entry tier (0.00-0.40% / 0.05-0.80% by volume)
- Assets
- Spot, margin, futures
- Regulation
Regulation
Which authority supervises the provider and whose rules protect you. An Austrian licence means the FMA; an EU passport means the home regulator.
- EU entity (Ireland)
- Austrian support
- No KESt withholding
Prices as of August 2026, verify on the provider site.
Pros
- Deep liquidity and tight spreads on major pairs
- Strong security track record since 2011
- EUR funding via SEPA at low cost
Cons
- Tax reporting is your responsibility
- Interface is less beginner-friendly than Bitpanda
Best for Active traders and advanced users wanting deep liquidity, margin, and futures access from Austria
6. Morpher
Synthetic-asset trading 24/7 on Austrian-built infrastructure for cross-asset speculation.
Visit Morpher- Trading fee(Best)
Trading fee
What each buy or sell costs. Compare the headline commission together with the spread, because a zero-commission provider usually earns on the spread.
- Zero fees
- Assets
- Synthetic stocks, crypto, commodities
- Regulation
Regulation
Which authority supervises the provider and whose rules protect you. An Austrian licence means the FMA; an EU passport means the home regulator.
- Austrian regulated
- Austrian support
- Complex tax (MPH token)
Prices as of August 2026, verify on the provider site.
Pros
- Zero trading fees on synthetic markets
- 24/7 access including weekends
- Vienna-based with Austrian regulatory oversight
Cons
- Synthetic products are not spot crypto ownership
- Smaller user base versus Bitpanda
Best for Users who want synthetic exposure to stocks and crypto with zero-fee, 24/7 trading
7. Binance
Highest global liquidity and the broadest token list for Austrian residents under MiCA.
Visit Binance- Trading fee
Trading fee
What each buy or sell costs. Compare the headline commission together with the spread, because a zero-commission provider usually earns on the spread.
- 0.011-0.10% spot
- Assets
- Widest global token list
- Regulation
Regulation
Which authority supervises the provider and whose rules protect you. An Austrian licence means the FMA; an EU passport means the home regulator.
- MiCA (EU entity)
- Austrian support
- No KESt withholding
Prices as of August 2026, verify on the provider site.
Pros
- Deepest global liquidity across almost every token
- Widest spot, futures, and earn product selection
- Competitive fees with BNB discounts
Cons
- Ongoing regulatory scrutiny in several EU markets
- Complexity can overwhelm newer users
Best for Experienced traders wanting the broadest global token selection and deepest liquidity
Ranked on regulatory standing, EUR funding, tax handling, fees, and overall Austrian usability, here are the top 7 crypto exchanges in Austria in 2026.
Other exchanges Austrian users choose include Bitvavo, an Amsterdam-based, MiCA-regulated exchange known for low fees and instant EUR/SEPA deposits, and Bybit, a large global platform popular with advanced derivatives traders that now serves EU users through its MiCA-licensed entity.
How Do You Buy Bitcoin in Austria?
Buying Bitcoin in Austria is straightforward via licensed exchanges. Here is the typical workflow:
- Choose a MiCA-licensed exchange: Bitpanda, Coinfinity, or 21bitcoin for Austrian regulation and automatic KESt withholding.
- Complete KYC verification: Upload passport and proof of address. Most exchanges verify within 24 hours.
- Deposit EUR via SEPA or card: SEPA is cheapest and typically arrives within one business day. Cards incur a 1% to 2% fee.
- Place a market or limit order: Market orders execute immediately at the current price. Limit orders let you target a specific entry level.
- Withdraw to self-custody if desired: Hardware wallets like Ledger or Trezor provide full custody. Take note of any withdrawal fees.
Alternative Ways to Buy Bitcoin in Austria
- Bitcoin ATMs: Coinfinity operates Austria's largest BTC ATM network, mostly in Graz and Vienna.
- Bitcoin savings plans: 21bitcoin and Bitpanda offer recurring Bitcoin purchases starting at €25 per month.
- Bitcoin vouchers: Coinfinity sells Bitcoin vouchers in Austrian post offices, tobacconists, and some supermarkets. See our commercial banks guide for EUR funding routes.
How Is Crypto Regulated in Austria?
Austria applies the EU-wide MiCA (Markets in Crypto-Assets) regulation in addition to its national financial market rules. Here are the key pillars as of April 2026:
- 1
MiCA license required for EU operations
Any crypto-asset service provider (CASP) offering services in Austria must hold a MiCA license. Bitpanda, Coinfinity, and 21bitcoin all operate under MiCA authorisations.
- 2
FMA as the Austrian supervisor
The FMA authorises Austrian-based CASPs, enforces MiCA, and publishes a register of licensed providers.
- 3
AML and KYC rules apply
Every Austrian-licensed exchange performs full KYC, reports suspicious transactions, and complies with the EU travel rule for crypto transfers above €1,000.
- 4
Stablecoin rules tighten under MiCA
Only euro-denominated or fully reserved stablecoins from authorised issuers can be offered broadly to retail clients. Some non-compliant stablecoins have been delisted.
- 5
Consumer protection and marketing restrictions
Advertising must carry MiCA-aligned risk warnings. Aggressive yield or guaranteed-return marketing is banned across the EU.
What Taxes Apply to Crypto in Austria?
| Event | Tax | Who files |
|---|---|---|
| €1,000 gain on Bitcoin bought in 2024, sold on an Austrian platform | €275 | Nobody: the platform withholds it |
| Same gain on a foreign exchange | €275 | You, on the E1kv by 30 June |
| €1,000 gain on Bitcoin bought in 2020, held over a year | €0 | Keep proof of the purchase date |
| Swapping Bitcoin for Ether | €0 now; the cost basis carries over | Taxed when you later sell for euros |
| €100 staking reward, later sold for €100 | €0 on receipt, €27.50 on sale | Platform or you, as above |
Since 1 March 2022, crypto gains are taxed like securities at a flat 27.5%, whatever the holding period. The rule covers coins bought after 28 February 2021. Older coins keep the old regime: sold after more than one year, they are tax free. Austrian platforms such as Bitpanda, Coinfinity and 21bitcoin have withheld the tax since 2024; on Kraken, Binance or Coinbase you declare it yourself on the E1kv.
Three details catch people out. A crypto-to-crypto swap is not a sale under § 27b Abs. 3 EStG, so trading Bitcoin for Ether triggers nothing until you cash out. Staking rewards and airdrops are not taxed when received, but they enter your books at zero cost, so the full value is taxed on sale. Lending income is taxed as it arrives, at the same 27.5%. Crypto losses offset other 27.5% capital income of the same year, never bank interest, and they cannot be carried forward.
Hiding a foreign account is getting harder. The Krypto-Meldepflichtgesetz (BGBl. I Nr. 96/2025), Austria's version of the EU's DAC8 rules, has applied since 1 January 2026. Crypto providers record your trades and send the first report for 2026 to the BMF by 31 July 2027. It adds no new tax, but your 2026 return should match what the exchange reports.
Entity References
Full factual profiles for each brand covered on this page:
Frequently Asked Questions
Is crypto legal in Austria?
Yes. Buying, holding, and selling cryptocurrency is fully legal in Austria. Since December 2024, the EU-wide MiCA (Markets in Crypto-Assets) regulation has governed crypto service providers across all member states. Austrian-based exchanges like Bitpanda and Coinfinity operate under MiCA licenses supervised by the FMA. For tax purposes crypto is treated like a security and taxed at the 27.5% special rate.
How is crypto taxed in Austria?
Crypto gains are taxed at a flat 27.5% KESt, the same rate as shares and funds, for coins bought after 28 February 2021. The rule has applied since 1 March 2022 and has no holding period. Coins bought before 1 March 2021 stay tax free if sold after more than one year. Swapping one coin for another is not a taxable event under § 27b Abs. 3 EStG. Austrian platforms withhold the tax; on a foreign exchange you declare it on the E1kv.
What is the 27.5% KESt rate?
KESt (Kapitalertragsteuer) is Austria's flat tax on capital income under § 27a Abs. 1 EStG. The 27.5% rate applies to dividends, fund income, realised gains on shares and, since 1 March 2022, gains on crypto bought after 28 February 2021. Interest on bank deposits is taxed at 25%. Austrian banks and licensed crypto platforms withhold KESt automatically, which Austrians call steuereinfach; foreign platforms leave it to you.
Do you need to declare crypto gains in Austria?
Only if your platform did not withhold the tax. Bitpanda, Coinfinity and 21bitcoin have withheld 27.5% KESt for Austrian customers since 2024, and then nothing further is due. On a foreign exchange such as Kraken, Binance or Coinbase, you declare gains, losses and lending income on the E1kv annex by 30 June of the following year when filing online. Since 2026 these exchanges also report your trades under the DAC8 rules, so the figures should match.
Can you earn interest on crypto in Austria?
Yes, but the tax treatment differs by product. Lending income, where you hand coins to a platform for a fee, is taxed at 27.5% when it arrives. Staking rewards and airdrops are not taxed when received under § 27b Abs. 2 EStG; they count as acquired at zero cost, so their full value is taxed when you sell or spend them. Lending products shrank after the 2022 Celsius and FTX collapses, and MiCA-licensed providers must keep customer assets segregated.
What is DAC8 and do I need to do anything as a crypto investor?
DAC8 is the EU directive on crypto reporting, applied in Austria by the Krypto-Meldepflichtgesetz (BGBl. I Nr. 96/2025) since 1 January 2026. Crypto providers record your trades between coins and euros and between coins, and send the first report for 2026 to the BMF by 31 July 2027. It creates no new tax and needs no action from you, except one: if you trade on a foreign exchange, your 2026 E1kv should match what that exchange reports.
Should I use Bitpanda or eToro in Austria?
Bitpanda wins for most Austrian residents because it withholds the 27.5% KESt on crypto and, since 29 January 2026, on real shares and ETFs bought at €1 per order, so there is nothing to file. eToro wins only if you want copy trading or CFDs. It withholds no Austrian tax, so everything goes on your E1kv, and it charges an inactivity fee of $10 a month after 12 months without a login. Bitpanda's crypto spreads of about 0.99% to 2.49% are its main cost.
Official Sources
Related Guides
Income Tax in Austria
How Lohnsteuer and KESt fit together for employees
Commercial Banks in Austria
Funding your crypto account via an Austrian bank
Asset Managers in Austria
Traditional fund options alongside crypto exposure
VAT (USt) in Austria
How Austrian VAT treats crypto services
Best Brokers in Austria
flatex, DADAT and Erste Selfinvest withhold the 27.5% KESt, so no E1kv is needed.
Capital Gains Tax in Austria
Gains, dividends and crypto are taxed at a flat 27.5%, with no annual allowance.
Alternative Investments in Austria
Physical gold sold after one year is tax-free, while a gold ETC pays 27.5%.
Brokers in Austria, User Review Comparison
Trade Republic leads six brokers at 4.6 out of 5 from 65,247 Trustpilot reviews.