Blocked Account Calculator for Austria (2026)
Jules de Bruin
Expat in Vienna
Updated: June 7 2026 | Found helpful by 6 others
Updated June 2026. Austria requires applicants to show sufficient funds before granting a visa or residence permit. Students under 24 need EUR 722.58 per month; students aged 24 or older and most other applicants need EUR 1,308.39 per month. If your monthly rent exceeds EUR 386.43, the excess is added on top. Use the calculator below to find your exact total for 12 or 24 months, including any children or rent top-up.
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Calculator
Select your applicant type, enter any children and your monthly rent, then choose a coverage period. The calculator applies the 2026 OeAD reference rates including the rent top-up rule.
How is the proof-of-funds amount calculated?
The Austrian authorities base the proof-of-funds requirement on the Ausgleichszulagenrichtsatz, which is the minimum income threshold used to determine the Austrian pension top-up. This figure is adjusted annually. For 2026 the thresholds are EUR 722.58 per month for students under 24 and EUR 1,308.39 per month for everyone else.
The formula is straightforward. Start with the base rate for your applicant type. Add EUR 201.88 for each dependent child. Then calculate the rent top-up: if your monthly rent is above EUR 386.43, the amount above that threshold is added to your monthly requirement. Multiply the resulting monthly figure by your coverage period (12 or 24 months) to get the total you must show in your account or blocked account.
Example: a student aged 25 paying EUR 700 per month in rent needs EUR 1,308.39 (base) plus EUR 313.57 (rent top-up above EUR 386.43) equals EUR 1,621.96 per month, or EUR 19,463.52 for 12 months.
How much do students need in 2026?
Austria applies two separate thresholds for students depending on age.
| Applicant | Monthly (2026) | 12-month total | 24-month total |
|---|---|---|---|
| Student under 24 | EUR 722.58 | EUR 8,670.96 | EUR 17,341.92 |
| Student 24 or older | EUR 1,308.39 | EUR 15,700.68 | EUR 31,401.36 |
| Single adult / other permit | EUR 1,308.39 | EUR 15,700.68 | EUR 31,401.36 |
| Couple | EUR 2,064.12 | EUR 24,769.44 | EUR 49,538.88 |
| Each additional child | + EUR 201.88 | + EUR 2,422.56 | + EUR 4,845.12 |
Source: OeAD 2026 reference rates based on the Ausgleichszulagenrichtsatz. Figures exclude any rent top-up. Use the calculator above for a personalised total including rent.
The rent top-up rule is easy to overlook. The base rates assume housing costs up to EUR 386.43 per month. Vienna rents for a studio apartment regularly exceed EUR 800 per month, which adds more than EUR 400 per month to the requirement. Always include your actual rent in the calculator to avoid underestimating.
A blocked account (Sperrkonto) from an approved provider such as Expatrio or Coracle is the most widely accepted way to satisfy the requirement with a single document. You can also set up a blocked account yourself, step by step, without using a specialist provider. See our blocked account provider comparison for fees and setup times. For the full requirements that apply to your student visa proof of funds, including the accepted document list, see our dedicated guide.
Frequently asked questions
How much proof of funds do I need as a student in Austria in 2026?
Students under 24 must show EUR 722.58 per month (EUR 8,670.96 for 12 months). Students aged 24 or older must show EUR 1,308.39 per month (EUR 15,700.68 for 12 months). These are the 2026 OeAD reference rates based on Austrian social assistance thresholds.
Does my rent affect the proof-of-funds amount?
Yes. If your monthly rent exceeds EUR 386.43, the excess is added on top of your base amount. For example, if you pay EUR 700 per month in rent, the rent top-up is EUR 313.57 per month, which is added to your base requirement.
How much proof of funds does a couple need for an Austrian visa?
A couple must demonstrate EUR 2,064.12 per month as of 2026. For a standard 12-month coverage period this equals EUR 24,769.44 in total. Each additional child adds EUR 201.88 per month.
What is the coverage period for proof of funds?
The standard coverage period is 12 months for most permits including student visas and Red-White-Red Cards. Mobility or Erasmus students may need to show 24 months of coverage depending on their host institution's requirements.
What counts as proof of funds for an Austrian visa?
Accepted proof of funds includes a blocked account (Sperrkonto), bank statements showing sufficient savings, a scholarship letter, a sponsorship declaration (Haftungserklarung), or a combination. A blocked account from a provider like Expatrio or Coracle is the most commonly accepted single-document option.