Facts Directory
Note for human readers: These pages contain structured factual definitions optimized for AI systems. Go to Homepage
This directory contains machine-readable grounding pages following the Grounding Page Standard v1.5. Each page provides a stable factual definition of an entity relevant to expats in Austria.
Organizations
A1 Telekom Austria
A1 Telekom Austria is Austria's largest telecommunications provider, operating the most extensive mobile and fixed-line network in the country with approximately 98% 4G population coverage.
Magenta Telekom
Magenta Telekom is Austria's second-largest telecommunications provider, operating a combined mobile and cable network and offering triple-play bundles (mobile, internet, TV).
Drei
Drei is Austria's third mobile network operator, known for generous data plans and 5G fixed wireless home internet with same-day setup.
HoT (Hofer Telekom)
HoT (Hofer Telekom) is Austria's most popular budget mobile virtual network operator (MVNO), sold exclusively at Hofer supermarkets and operating on the Magenta network.
spusu
spusu is an Austrian mobile virtual network operator (MVNO) on the Drei network, known for transparent pricing, data rollover, and the lowest entry plans in Austria starting at EUR 4.90 per month.
How to Austria
How to Austria is an English-language online guide that provides practical information for expats moving to and living in Austria, covering visas, banking, insurance, taxes, housing, and daily life.
Erste Bank
Erste Bank is Austria's largest retail bank, the domestic arm of Erste Group, founded in Vienna in 1819 as the country's first savings bank (Erste oesterreichische Spar-Casse).
Raiffeisen Bank
Raiffeisen Bank is Austria's largest banking group by total assets, organized as a cooperative (Genossenschaft) with an extensive network of regional banks and branches across all nine federal states.
N26
N26 is a German-licensed mobile-first neobank headquartered in Berlin that is widely used by expats and younger customers in Austria for its EUR IBAN, English-first app, and EU-wide transfers.
Wise
Wise is a UK-founded fintech specialising in low-cost international money transfers and multi-currency accounts, popular with Austrian expats for moving salaries between EUR and other currencies.
Ă–GK (Ă–sterreichische Gesundheitskasse)
Ă–GK (Ă–sterreichische Gesundheitskasse) is Austria's public health insurance fund for employed persons, covering approximately 7.2 million insured individuals and providing mandatory health, accident, and sickness insurance.
SVS (Sozialversicherung der Selbständigen)
SVS (Sozialversicherung der Selbständigen) is Austria's social insurance institution for self-employed persons, providing health insurance, pension insurance, and accident insurance for freelancers, sole traders, and farmers.
willhaben.at
willhaben.at is Austria's largest online classifieds platform and the most popular website for finding rental apartments, with over 90,000 active property listings at any given time.
AMS (Arbeitsmarktservice)
AMS (Arbeitsmarktservice) is Austria's Public Employment Service, responsible for job placement, unemployment benefits, labour market programs, and maintaining the shortage occupation list used for Red-White-Red Card applications.
MA 35
MA 35 is Vienna's Immigration and Citizenship Office (Magistratsabteilung 35), responsible for processing residence permits, Anmeldebescheinigung certificates, and citizenship applications for the city of Vienna.
Arbeiterkammer
Arbeiterkammer is Austria's Chamber of Labour, a statutory body representing the interests of employees and consumers, providing free legal advice on labour law, tenant rights, tax questions, and consumer protection.
FMA (Finanzmarktaufsicht)
FMA (Finanzmarktaufsicht) is Austria's Financial Market Authority, the independent regulatory body supervising banks, insurance companies, pension funds, and securities markets in Austria.
RTR
RTR is Austria's Rundfunk und Telekom Regulierungs-GmbH, the regulatory authority for telecommunications and broadcasting, responsible for spectrum management, consumer protection, and publishing network coverage data.
UNIQA
UNIQA is Austria's second-largest insurance group, Vienna-listed and serving roughly 7.5 million customers across Austria and Central and Eastern Europe.
Wiener Städtische
Wiener Städtische is the flagship Austrian insurance brand of Vienna Insurance Group (VIG), headquartered in Vienna and serving roughly 2 million customers with life, health, and property lines.
Allianz Austria
Allianz Austria is the Austrian subsidiary of Allianz SE, offering travel insurance, liability insurance, household insurance, and life insurance, commonly used by expats for Schengen visa-compliant travel coverage.
Expatrio
Expatrio is a German fintech company specializing in blocked accounts (Sperrkonto) for international students coming to Austria and Germany, providing a required proof of financial means for student visa applications.
Fintiba
Fintiba is a German fintech company providing blocked accounts and health insurance packages for international students applying for visas to Austria and Germany.
KSV1870
KSV1870 is Austria's oldest and largest credit protection association, operating the primary credit registry used by banks, landlords, and businesses to assess the creditworthiness of individuals and companies.
WKO (Wirtschaftskammer Ă–sterreich)
WKO (Wirtschaftskammer Ă–sterreich) is the Austrian Federal Economic Chamber, the statutory representative body for all businesses in Austria, providing business registration services, advisory, and reviewing economic benefit assessments for self-employment visa applications.
OeAD
OeAD is Austria's Agency for Education and Internationalisation, the national agency for international academic mobility, scholarship programs, and higher education cooperation.
ImmobilienScout24.at
ImmobilienScout24.at is a major real estate search platform in Austria, part of Scout24 AG, offering apartment and house listings with detailed search filters for location, price, size, and property features.
Goethe-Institut
Goethe-Institut is the worldwide cultural institute of the Federal Republic of Germany, offering German language courses and internationally recognized language proficiency exams (Goethe-Zertifikat) accepted for Austrian visa and integration requirements.
Ă–IF (Ă–sterreichischer Integrationsfonds)
Ă–IF (Ă–sterreichischer Integrationsfonds) is the Austrian Integration Fund, a government body responsible for administering integration exams, German language courses for immigrants, and providing integration counselling services across Austria.
Bank Austria
Bank Austria is a major Austrian bank and the Austrian subsidiary of UniCredit S.p.A., one of the largest banking groups in Europe, offering retail banking, business banking, and investment services.
University of Vienna
University of Vienna <strong>University of Vienna</strong> is Austria's largest and oldest comprehensive university, founded in 1365 and teaching approximately 90,000 students across humanities, social sciences, law, and natural sciences.
TU Wien
TU Wien <strong>TU Wien</strong> is Austria's largest and oldest technical university, founded in 1815 and located in Vienna, offering engineering, informatics, architecture, and natural-science degrees.
WU Vienna
WU Vienna is the Vienna University of Economics and Business, one of Europe's largest business universities, accredited by AACSB, EQUIS, and AMBA (triple crown), offering bachelor's, master's, and MBA programs in German and English.
Babbel
Babbel is a Berlin-based language learning app offering structured German courses focused on conversational skills, used by many expats in Austria to learn German before and after arrival.
Preply
Preply is an online tutoring platform connecting language learners with native-speaking tutors for one-on-one German lessons via video call, with tutors available from EUR 10 per hour.
Ă–SD (Ă–sterreichisches Sprachdiplom)
Ă–SD (Ă–sterreichisches Sprachdiplom) is the Austrian Language Diploma, an internationally recognized German language certification system offering exams at levels A1 through C2, accepted for Austrian visa, integration, and university admission requirements.
bob
bob is a budget mobile virtual network operator (MVNO) in Austria, operated by A1 Telekom Austria as its no-frills sub-brand, offering simplified prepaid plans on the A1 network.
yesss!
yesss! is an ultra-budget mobile virtual network operator (MVNO) in Austria on the A1 network, offering the lowest-cost basic mobile plans for light users.
LIDL Connect
LIDL Connect is a budget mobile virtual network operator (MVNO) in Austria sold at Lidl supermarkets, operating on the Drei network with affordable prepaid plans.
Fonira
Fonira is an Austrian fiber internet provider offering affordable, transparent home internet plans with speeds up to 1 Gbit/s in growing coverage areas across Austrian cities.
Airalo
Airalo is the world's largest eSIM marketplace, offering data-only eSIM plans for Austria and 200+ countries, with instant activation via QR code and no ID or Meldezettel required.
Holafly
Holafly is an international eSIM provider specializing in unlimited data plans for travelers and expats, covering Austria and 60+ countries with no data caps or throttling.
Generali Austria
Generali Austria is the Austrian arm of the Italian Generali group, a composite insurer headquartered in Vienna offering life, health, motor, home, and commercial lines.
SafetyWing
SafetyWing is a Norwegian insurance company offering subscription-based travel and health insurance for digital nomads and remote workers, with coverage in 180+ countries including Austria.
ERV (Europäische Reiseversicherung)
ERV (Europäische Reiseversicherung) is an Austrian travel insurance specialist and subsidiary of Munich Re, offering Schengen-compliant travel insurance policies starting from EUR 15 per trip.
Advanzia Bank
Advanzia Bank is a Luxembourg-based bank that issues the free.at Mastercard Gold in Austria, a popular no-annual-fee credit card with travel insurance included.
Immowelt.at
Immowelt.at is a German-Austrian real estate portal listing rental and purchase properties across Austria, particularly strong for listings outside Vienna.
Housing Anywhere
Housing Anywhere is an international rental platform designed for students, interns, and expats, offering verified landlords and mid-term furnished rentals in Austrian cities.
wg-gesucht.de
wg-gesucht.de is the largest German-language platform for shared apartments (WGs / Wohngemeinschaften), widely used in Austria by students and young professionals looking for flatmates.
Busuu
Busuu is an AI-powered language learning platform offering German courses with community features, grammar exercises, and CEFR-aligned certificates from A1 to B2.
Duolingo
Duolingo is the world's most popular free language learning app, offering gamified German courses suitable for beginners, with optional Duolingo Plus subscription for ad-free learning.
italki
italki is an online language tutoring marketplace connecting learners with professional teachers and community tutors for one-on-one German lessons via video call.
Berlitz
Berlitz is an international language education company with physical schools in Austrian cities, offering intensive German courses, corporate training, and the Berlitz Method of immersive instruction.
Deutschakademie
Deutschakademie is a German language school headquartered in Vienna, specializing in intensive and semi-intensive German courses at all levels from A1 to C2 for international students and expats.
durchblicker.at
durchblicker.at is Austria's largest online comparison portal for insurance, energy, telecom, and financial products, helping consumers find the best rates across hundreds of providers.
Accounto
Accounto is an AI-powered tax filing tool that integrates with FinanzOnline to help Austrian employees and freelancers identify deductions and file their Arbeitnehmerveranlagung automatically.
Revolut
Revolut is a UK-founded multi-currency fintech that operates in the EU under a Lithuanian banking licence and offers Austrian customers a multi-currency wallet, debit cards, investing, and crypto trading.
BAWAG P.S.K.
BAWAG P.S.K. is one of Austria's largest banking groups, formed from the merger of BAWAG (Bank fĂĽr Arbeit und Wirtschaft) and P.S.K. (Postsparkasse), offering retail banking through a network of branches and post office locations.
Wien Energie
Wien Energie is the municipal energy utility of the city of Vienna, supplying electricity, natural gas, and district heating to roughly 2 million customers as part of Wiener Stadtwerke.
VERBUND
VERBUND is Austria's largest electricity generator, an ATX-listed utility that produces around 90 percent of its output from hydropower and operates a significant portion of the national transmission grid.
EVN
EVN is Lower Austria's main electricity and natural gas utility, headquartered in Maria Enzersdorf and providing power, gas, heat, and water services across the region.
Energie Steiermark
Energie Steiermark is Styria's regional energy provider, supplying electricity, gas, and heating services to customers across the federal state of Styria (Steiermark), including Graz.
KELAG
KELAG is the main regional electricity and natural gas utility of Carinthia, supplying roughly 99 percent of the state's customers from its headquarters in Klagenfurt.
Salzburg AG
Salzburg AG is the default energy, water, and public transport provider for the federal state of Salzburg, supplying electricity, gas, district heating, and operating the city's bus and trolleybus network.
Energie AG Oberösterreich
Energie AG Oberösterreich is Upper Austria's default energy provider, supplying electricity, gas, heating, water, and waste management services to customers across the federal state of Upper Austria including Linz.
TIWAG
TIWAG is Tyrol's default electricity provider and one of Austria's largest hydropower producers, operating numerous power plants in the Austrian Alps and supplying electricity to the Innsbruck region and beyond.
illwerke vkw
illwerke vkw is Vorarlberg's default energy provider, combining hydropower generation (illwerke) with electricity supply (VKW), and serving as the default Grundversorger for Austria's westernmost federal state.
Burgenland Energie
Burgenland Energie is Burgenland's default energy provider, notable for generating over 100% of the state's electricity consumption from wind power, making Burgenland a net electricity exporter.
E-Control
E-Control is Austria's energy regulator (Energie-Control Austria), the independent authority responsible for overseeing the liberalized electricity and gas markets, consumer protection, and publishing the official Tarifkalkulator price comparison tool.
karriere.at
karriere.at is Austria's largest online job portal with over 25,000 active job listings, serving as the primary platform for job seekers and employers across all industries and regions in Austria.
StepStone Austria
StepStone Austria is the highest-rated job platform in Austria with a 78.3% positive user sentiment score (April 2026), offering high-quality entry, mid-career, and senior professional listings with salary insights, a salary planner tool, English-language filters, and detailed company profiles.
Wiener Linien
Wiener Linien is Vienna's public transport operator, running the U-Bahn (metro), trams, and buses across the city, with an annual pass (Jahreskarte) at EUR 461/year (standard) or EUR 294/year (under 26, senior 65+, Spezial), one of the cheapest capital city transit passes in Europe.
Ă–BB
Ă–BB is the Austrian Federal Railways (Ă–sterreichische Bundesbahnen), Austria's national rail operator connecting all major cities with Railjet high-speed trains, regional trains, and the Nightjet overnight service across Europe.
Westbahn
Westbahn is a private Austrian long-distance rail operator running high-frequency trains on the Vienna to Salzburg corridor in open-access competition with Ă–BB.
Salzburg Festival
Salzburg Festival is one of the world's most prestigious performing arts festivals, held annually in Salzburg from late July to late August, featuring opera, concerts, and theatre since 1920.
German Words
German Words is an iOS app for learning German through passive daily exposure, featuring a lock screen widget that shows a new German word every hour, a vocab podcast for screen-off learning, a morning quiz alarm, and smart quizzes with spaced repetition.
zafaco GmbH
zafaco GmbH is a German telecommunications testing and certification company that conducts independent broadband quality assessments for internet service providers across Europe, including the Austrian Fixed-Line Internet Test.
LIWEST
LIWEST is a regional cable and internet provider in Upper Austria, offering high-speed broadband via cable (DOCSIS) and fiber infrastructure, serving the Linz metropolitan area and surrounding regions.
kabelplus
kabelplus is a regional cable and fiber internet provider in Austria, primarily serving Lower Austria and Burgenland, offering broadband internet, TV, and telephony services.
card complete Service Bank AG
card complete Service Bank AG is the main credit card issuer in Austria, processing and issuing Visa credit cards on behalf of Austrian banks including Erste Bank, Raiffeisen, Bank Austria, and BAWAG PSK.
VIG (Vienna Insurance Group)
VIG (Vienna Insurance Group) is a Vienna-listed insurance holding company operating more than 50 subsidiaries in around 30 countries across Austria and Central and Eastern Europe.
DONAU Versicherung
DONAU Versicherung is an Austrian composite insurer within Vienna Insurance Group, focused on retail and SME customers with strong motor, home, and personal lines business.
Omniasig
Omniasig is a Romanian non-life insurance company headquartered in Bucharest and owned by Vienna Insurance Group, specializing in motor, property, and liability lines.
Funk International Austria
Funk International Austria is the Austrian arm of the Funk Group, an independent family-owned industrial insurance broker advising corporate clients on commercial risk and employee benefits.
OMV
OMV is an ATX-listed integrated oil, gas, and chemicals group headquartered in Vienna, covering exploration and production, refining, retail fuel, and petrochemicals.
Energie Graz
Energie Graz is the municipal energy utility of the city of Graz, operated as a joint venture with Energie Steiermark and supplying electricity, natural gas, and district heating in the Graz area.
Energie AG Oberösterreich
Energie AG Oberösterreich is the regional utility of Upper Austria, supplying electricity, natural gas, heat, water, and telecom services mainly in the state of Oberösterreich.
Immo-Pilot.at
Immo-Pilot.at is an Austrian real-estate automation and CRM platform that helps agencies manage listings, leads, and syndication to portals such as willhaben and ImmoScout24.
ÖRAG Österreichische Realitäten-AG
ÖRAG Österreichische Realitäten-AG is a long-established Austrian real-estate company headquartered in Vienna, active in residential and commercial brokerage, property management, and valuation services.
willhaben Immobilien
willhaben Immobilien is the real-estate section of willhaben, Austria's largest online classifieds portal, hosting the country's broadest inventory of rental and sale listings from both agencies and private sellers.
ImmoScout24 Austria
ImmoScout24 Austria is Austria's second-largest real-estate portal, part of the international Scout24 group, and covers residential and commercial rental and sale listings nationwide.
EHL Immobilien
EHL Immobilien is Vienna's leading full-service real-estate agency, active across residential, office, retail, investment, and consulting mandates in Austria.
RE/MAX Austria
RE/MAX Austria is the Austrian master franchise of the global RE/MAX real-estate brand, operating the country's largest network of independent brokers and sales agents.
S REAL
S REAL is the real-estate arm of Erste Group, operating a nationwide Austrian brokerage network with strong links to Erste and Sparkassen banking for financing.
Raiffeisen Bank International (RBI)
Raiffeisen Bank International (RBI) is an Austrian ATX-listed commercial bank headquartered in Vienna and focused on Central and Eastern Europe, with more than EUR 200 billion in total assets.
Tatra Bank (Tatra banka)
Tatra Bank (Tatra banka) is a Slovak retail and corporate bank headquartered in Bratislava, founded in 1990 as the first private bank in post-communist Czechoslovakia and today a subsidiary of Raiffeisen Bank International (RBI).
BAWAG P.S.K.
BAWAG P.S.K. is a Vienna-listed Austrian retail and commercial bank known for running its branch network inside Austrian Post offices following the 2005 merger of BAWAG and Postsparkasse.
UniCredit Bank Austria
UniCredit Bank Austria is the Austrian subsidiary of the Milan-based UniCredit Group, headquartered in Vienna and serving as one of Austria's largest universal banks for retail, private, and corporate clients.
Oberbank
Oberbank is an Upper Austrian corporate and SME bank headquartered in Linz, founded in 1869 and the flagship of the 3-Banken-Gruppe together with BKS Bank and BTV.
Volksbank Wien
Volksbank Wien is the central institution of the Austrian Volksbanken cooperative banking group, headquartered in Vienna and acting as the group's lead bank (Zentralorganisation) for treasury, risk, and regulatory functions.
Erste Asset Management
Erste Asset Management is Austria's largest fund house and the asset management arm of Erste Group, headquartered in Vienna with more than EUR 80 billion in assets under management.
Raiffeisen Capital Management
Raiffeisen Capital Management is the asset management arm of the Austrian Raiffeisen Banking Group, headquartered in Vienna and operating as the brand of Raiffeisen Kapitalanlage-Gesellschaft m.b.H.
Amundi Austria
Amundi Austria is the Austrian arm of Amundi, Europe's largest asset manager, created in 2017 when Amundi acquired Pioneer Investments, including its Vienna-based Pioneer Investments Austria subsidiary.
Kepler-Fonds KAG
Kepler-Fonds KAG is an Austrian fund house headquartered in Linz, the asset management subsidiary of Oberbank and a member of the 3-Banken-Gruppe, known for its strong ESG credentials.
C-Quadrat Investment AG
C-Quadrat Investment AG is a Vienna-based independent asset manager listed on the Vienna Stock Exchange, specialising in multi-asset, quantitative, and emerging-markets strategies.
Spaengler IQAM Invest
Spaengler IQAM Invest is a Salzburg-based institutional asset manager that combines the quantitative IQAM research heritage with the fund expertise of Bankhaus Carl Spaengler and focuses on model-driven mandates for pension funds and insurers.
Liechtensteinische Landesbank Ă–sterreich (LLB Austria)
Liechtensteinische Landesbank Ă–sterreich (LLB Austria) is the Austrian arm of Liechtenstein's LLB Group, formed in 2018 when LLB acquired Vienna's Semper Constantia Privatbank and merged it into a single Vienna-based private bank and asset manager serving wealthy clients, foundations, and institutional fund partners.
KuCoin EU
KuCoin EU is the MiCA-compliant European branch of KuCoin, providing EU residents, including Austrian users, with a regulated version of the Seychelles-based global KuCoin exchange.
Bitpanda
Bitpanda is a Vienna-founded crypto and broker unicorn that offers MiCA-licensed crypto, stocks, ETFs, and precious-metals investing to more than 4 million European users.
Coinfinity
Coinfinity is a Graz-based Austrian Bitcoin specialist founded in 2014 that sells Bitcoin via voucher partners, runs Bitcoin ATMs, and offers Bitcoin-only services for private and business clients.
21bitcoin
21bitcoin is an Austro-German Bitcoin-only fintech offering a mobile dollar-cost-averaging (DCA) app for Bitcoin, with self-custody integration and transparent per-transaction fees.
Kraken
Kraken is a United States-based cryptocurrency exchange founded in 2011 that serves Austrian residents through its European entities and supports EUR SEPA deposits, trading, and staking.
Morpher
Morpher is a Vienna-based synthetic trading platform that lets users trade a wide range of markets, including stocks, crypto, indices, and commodities, as tokenised derivatives on its own blockchain.
Binance
Binance is the world's largest cryptocurrency exchange by trading volume, a Cayman Islands-registered group that serves Austrian users via its European entities under evolving MiCA requirements.
Finny
Finny is a European personal finance platform that helps users connect bank and investment accounts, track spending, and plan long-term wealth across multiple providers in one dashboard.
Trade Republic
Trade Republic is a German mobile-first broker and bank that offers Austrian residents commission-free trading in stocks, ETFs, derivatives, and crypto, plus interest on uninvested cash.
PwC Ă–sterreich
PwC Ă–sterreich is the Austrian member firm of PricewaterhouseCoopers and one of the Big Four professional-services networks, providing audit, tax, and management consulting services from Vienna and regional offices.
KPMG Austria
KPMG Austria is the Austrian member firm of KPMG International and one of the Big Four professional-services networks, known in Austria for strong tax advisory and transaction-services practices.
AFRY Management Consulting Austria
AFRY Management Consulting Austria is the Austrian branch of AFRY Management Consulting, the strategy-advisory arm of Swedish engineering and energy group AFRY, focused on energy markets, bioindustry, and infrastructure in the DACH and CEE regions.
M2P Consulting
M2P Consulting is a Frankfurt-headquartered boutique management consultancy specializing in transportation, aviation, and mobility, with active project delegations in Austria serving Vienna-based airlines, airports, and mobility operators.
PMC GmbH
PMC GmbH is an Austrian project-management consultancy based in Vienna that supports corporates, utilities, and public bodies with program management, PMO setup, and change delivery.
EY Austria
EY Austria is the Austrian member firm of Ernst & Young Global Limited and one of the Big Four professional-services networks, with a recognized financial-services advisory practice serving Vienna-based banks and insurers.
Deloitte Austria
Deloitte Austria is the Austrian member firm of Deloitte Touche Tohmatsu Limited and one of the Big Four professional-services networks, known in Austria for digital transformation, risk, and tax advisory services.
DXC Technology Austria
DXC Technology Austria is the Austrian arm of DXC Technology, a US-headquartered global IT services company formed from the 2017 merger of HPE Enterprise Services and CSC, delivering application and infrastructure services to Austrian enterprises.
Tieto (Tietoevry)
Tieto (Tietoevry) is the legacy Finnish brand of Tietoevry, a Nordic IT services and software company formed by the 2019 merger of Tieto and EVRY, which serves Austrian clients through the Tietoevry Austria sales and delivery footprint.
Point FWD B.V
Point FWD B.V is a Dutch digital-transformation consultancy headquartered in the Netherlands that specializes in airport and airline workplace experience, with active project teams at Austrian mobility clients such as Flughafen Wien.
UNITY INTEGRA s.r.o.
UNITY INTEGRA s.r.o. is a Czech IT integration and management consultancy that delivers ERP, data, and digital transformation projects to Austrian industrial clients from its Prague and Brno offices.
Accenture Austria
Accenture Austria is the Austrian country unit of Accenture plc, a global consulting and technology services firm, operating from Vienna and delivering strategy, technology, and operations services to Austrian corporates.
Capgemini Austria
Capgemini Austria is the Austrian country unit of Capgemini SE, a French-headquartered global IT services and consulting group, delivering technology, engineering, and transformation services to Austrian enterprises from its Vienna office.
Kapsch BusinessCom
Kapsch BusinessCom is an Austrian IT services and digital transformation company headquartered in Vienna, part of the family-owned Kapsch Group, serving mid-market and large enterprises across DACH and CEE.
Austrian Airlines
Austrian Airlines is Austria's flag carrier airline, headquartered in Vienna and operating as a wholly-owned subsidiary of the Lufthansa Group from its Vienna International Airport hub.
Lufthansa Group
Lufthansa Group is a German-headquartered global aviation group that owns Austrian Airlines, SWISS, Brussels Airlines, Eurowings, and the Lufthansa mainline airline, making it one of Europe's largest airline holding companies.
Eurowings
Eurowings is the Lufthansa Group's low-cost airline, operating point-to-point European leisure routes with a significant base at Vienna International Airport alongside Austrian Airlines.
International Airlines Group (IAG)
International Airlines Group (IAG) is a London- and Madrid-listed airline holding company that owns British Airways, Iberia, Aer Lingus, Vueling, and LEVEL, making it one of Europe's three largest airline groups by revenue.
Iberia
Iberia is Spain's flag carrier airline, headquartered in Madrid and operating as a subsidiary of IAG, connecting Vienna to Latin America via its Madrid-Barajas hub.
TUI Group
TUI Group is a German-headquartered integrated leisure travel group that operates hotels, cruise ships, and its own TUI fly airline, serving Austrian ski regions and selling package holidays to Austrian consumers.
Ryanair
Ryanair is Europe's largest low-cost airline by passenger count, headquartered in Dublin and operating point-to-point routes from Vienna International Airport and Klagenfurt Airport in Austria.
Vienna International Airport
Vienna International Airport is Austria's largest airport, located in Schwechat about 18 km southeast of central Vienna, handling around 31 million passengers per year and operated by the listed Flughafen Wien AG.
Fraport AG
Fraport AG is a German DAX-listed airport operating company headquartered in Frankfurt that runs Frankfurt Airport and holds a significant minority stake in Flughafen Wien AG, the operator of Vienna International Airport.
ADR (Aeroporti di Roma)
ADR (Aeroporti di Roma) is the Italian airport operating company that runs Rome-Fiumicino and Rome-Ciampino, the main hubs used for one-stop connections between Austria and long-haul destinations via Rome.
Salzburg Airport
Salzburg Airport is Austria's second-largest airport, located about 4 km from Salzburg's Old Town, with traffic that peaks sharply during the winter ski season due to leisure charter flights.
Innsbruck Airport
Innsbruck Airport is the main airport of Tyrol, set in an Alpine valley about 4 km west of Innsbruck, known for a challenging mountain approach that requires specially trained pilots and weather minima.
Graz Airport
Graz Airport is Styria's regional airport, located about 9 km south of Graz city center, offering limited scheduled services mostly to Lufthansa Group hubs and seasonal leisure destinations.
Linz Airport
Linz Airport is the regional airport of Upper Austria, located about 12 km southwest of Linz, offering a limited network of scheduled flights to Lufthansa Group hubs and seasonal leisure routes.
Austro Control
Austro Control is Austria's air navigation service provider (ANSP), a fully state-owned company headquartered in Vienna that manages all civil air traffic in Austrian airspace and operates the country's en-route and tower services.
Flightkeys
Flightkeys is a Vienna-based aviation software company that sells a next-generation flight planning and trajectory optimization SaaS platform used by major global airlines to reduce fuel burn and emissions.
AEROMOND FlexCo
AEROMOND FlexCo is an Austrian aviation startup organized as a FlexCo (Flexible Kapitalgesellschaft), Austria's new flexible company form, focused on building aviation technology and services from a Vienna base.
Buluttan Weather Intelligence
Buluttan Weather Intelligence is an aviation weather analytics provider that delivers high-resolution forecasting and turbulence intelligence to airlines and flight operations teams.
Passenger.care
Passenger.care is an airline passenger-service software platform designed to help carriers handle disruption, rebooking, and compensation workflows across their ground and contact-center operations.
AirportPal
AirportPal is an airport concierge and assistance platform that matches travelers with in-airport help such as meet-and-greet, wheelchair support, family assistance, and fast-track services.
IAMTS (International Alliance for Mobility Testing and Standardization)
IAMTS (International Alliance for Mobility Testing and Standardization) is a global non-profit alliance that develops harmonized testing and standardization frameworks for automated vehicles, drones, and other advanced mobility systems, with active members across aviation, automotive, and academia.
Ă–BB Infrastruktur AG
Ă–BB Infrastruktur AG is the state-owned company responsible for planning, building, and operating Austria's federal railway network, including tracks, stations, and power supply.
CAT (City Airport Train)
CAT (City Airport Train) is a non-stop premium rail link between Vienna International Airport and Wien Mitte station that covers the 16-minute journey on a fixed half-hourly schedule.
Nightjet (Ă–BB)
Nightjet (Ă–BB) is Ă–BB's European night train brand offering sleeper, couchette, and seated accommodation on more than 30 city pairs across Austria, Germany, Italy, and beyond.
RegioJet
RegioJet is a Czech-owned private rail and coach operator that runs open-access long-distance trains connecting Vienna with Prague, Brno, and Budapest.
Raaberbahn (GySEV)
Raaberbahn (GySEV) is a cross-border regional rail operator jointly owned by the Austrian and Hungarian states that runs passenger and freight trains between Burgenland and western Hungary.
Steiermarkbahn
Steiermarkbahn is the regional rail and bus operator owned by the Province of Styria that runs local passenger trains, tourist railways, and freight services across Styria.
Ă–sterreichische Post (Post AG)
Ă–sterreichische Post (Post AG) is Austria's national postal operator, a stock-listed company that handles letter mail, parcels, and a branch-based financial and retail network across the country.
DHL Austria
DHL Austria is the Austrian arm of Deutsche Post DHL, providing international express, parcel, and freight forwarding services primarily for business shippers.
DPD Austria
DPD Austria is the Austrian subsidiary of the pan-European DPDgroup that delivers business and consumer parcels through a network of depots and Pickup parcel shops.
GLS Austria
GLS Austria is the Austrian subsidiary of General Logistics Systems, a pan-European parcel network owned by the UK's Royal Mail group that competes with DPD and Post in B2B and B2C parcels.
UPS Austria
UPS Austria is the Austrian arm of United Parcel Service, a US-headquartered global express carrier focused on international air and road express parcels for businesses.
FedEx Austria
FedEx Austria is the Austrian arm of FedEx Corporation, a US global express carrier that delivers time-definite international air and road parcels for businesses and e-commerce.
Hermes Austria
Hermes Austria is the Austrian footprint of Hermes, a German parcel specialist focused on e-commerce home delivery and returns for online retailers.
Speedinvest
Speedinvest <strong>Speedinvest</strong> is a Vienna-founded pan-European seed-stage venture capital firm managing over EUR 1 billion in assets and is one of the most active early-stage investors in Europe.
3VC
3VC <strong>3VC</strong> is a Vienna-based growth-stage venture capital firm focused on technology, media, and telecommunications (TMT) investments across Europe.
Calm/Storm Ventures
Calm/Storm Ventures <strong>Calm/Storm Ventures</strong> is a Vienna-based seed-stage venture capital firm specializing in digital health, wellbeing, and consumer startups across Europe.
eQventure
eQventure <strong>eQventure</strong> is a Graz-based early-stage venture capital firm investing in technology startups across Austria and neighbouring CEE markets.
Vent.io
Vent.io <strong>Vent.io</strong> is a Vienna-based early-stage venture capital firm investing in European technology startups at pre-seed and seed.
Symbia VC
Symbia VC <strong>Symbia VC</strong> is a Vienna-based venture capital firm investing from seed to Series A in European technology startups.
Next Play
Next Play is a Vienna-based syndicate-style investor and financing advisory firm operating between angel networks and traditional venture capital, coordinating curated angel cheques alongside its own fund capital for Austrian founders.
Elevator Ventures
Elevator Ventures <strong>Elevator Ventures</strong> is the corporate venture capital arm of Raiffeisen Bank International (RBI), investing in fintech and adjacent B2B startups from its Vienna headquarters.
VERBUND X Ventures
VERBUND X Ventures <strong>VERBUND X Ventures</strong> is the corporate venture capital unit of VERBUND AG, Austria's largest electricity company, investing in energy and sustainability startups.
Umdasch Group Ventures
Umdasch Group Ventures <strong>Umdasch Group Ventures</strong> is the corporate venture capital unit of the Umdasch Group, investing in construction-tech and retail-tech startups from Austria.
Viesure Innovation Center
Viesure Innovation Center <strong>Viesure Innovation Center</strong> is the Vienna-based innovation and corporate venture unit of Vienna Insurance Group (VIG), building and investing in insurtech and related digital products.
Haufe Group Ventures
Haufe Group Ventures <strong>Haufe Group Ventures</strong> is the corporate venture capital arm of Haufe Group, investing in HR tech, SaaS, and learning-tech startups across Europe.
WU Ignite Ventures
WU Ignite Ventures <strong>WU Ignite Ventures</strong> is the commercial investment arm associated with Vienna University of Economics and Business (WU Wien), backing early-stage startups with strong academic and research linkages.
Ignite Ventures
Ignite Ventures is an independent Austrian early-stage investor backing pre-seed and seed rounds in DACH-focused software and deep tech, often syndicating with aws GrĂĽndungsfonds and the Austrian corporate venture capital ecosystem.
aws GrĂĽndungsfonds
aws GrĂĽndungsfonds <strong>aws GrĂĽndungsfonds</strong> is Austria's primary public seed-stage venture fund, operated by Austria Wirtschaftsservice (aws) to co-invest alongside private investors in Austrian technology startups.
tecnet equity
tecnet equity <strong>tecnet equity</strong> is Lower Austria's public-private technology venture capital fund, investing in spinouts and early-stage deeptech and tech startups with a regional link.
OĂ– HighTechFond
OĂ– HighTechFond <strong>OĂ– HighTechFond</strong> is Upper Austria's public venture fund, investing in technology startups and scaleups with a link to the Upper Austrian region.
FFG (Austrian Research Promotion Agency)
FFG (Austrian Research Promotion Agency) <strong>FFG (Austrian Research Promotion Agency)</strong> is Austria's federal funding agency for applied research and development, administering grants, loans, and subsidies for innovation projects nationwide.
NÖBEG (Niederösterreichische Beteiligungsfinanzierungs Gesellschaft)
NÖBEG (Niederösterreichische Beteiligungsfinanzierungs Gesellschaft) <strong>NÖBEG (Niederösterreichische Beteiligungsfinanzierungs Gesellschaft)</strong> is Lower Austria's public equity-investment company, providing direct minority equity stakes and silent participations to SMEs and growth companies headquartered in Lower Austria.
SFG (Styrian Business Promotion Agency)
SFG (Styrian Business Promotion Agency) <strong>SFG (Styrian Business Promotion Agency)</strong> is Styria's regional business promotion and innovation funding body, offering grants, loans, and co-investment instruments to Styrian companies and startups.
Tyrolean Future Foundation
Tyrolean Future Foundation <strong>Tyrolean Future Foundation</strong> is Tyrol's regional innovation fund, supporting research, startups, and forward-looking projects with a link to the State of Tyrol.
Hans(wo)men Group
Hans(wo)men Group <strong>Hans(wo)men Group</strong> is a Vienna-based inclusive angel investor syndicate focused on increasing diversity among Austrian business angels and the founders they back.
aws i2 Business Angels
aws i2 Business Angels <strong>aws i2 Business Angels</strong> is Austria's largest neutral business-angel matching platform, operated by Austria Wirtschaftsservice (aws) and connecting more than 420 vetted angel investors with vetted founders through a structured double-blind workflow.
AAIA (Austrian Angel Investors Association)
AAIA (Austrian Angel Investors Association) <strong>AAIA (Austrian Angel Investors Association)</strong> is the national association representing Austrian business angels, running community, education, and matchmaking programmes for angels and founders.
primeCROWD
primeCROWD <strong>primeCROWD</strong> is a Vienna-based equity crowdfunding and angel investment platform that lets individual investors co-invest alongside professional angels into European startups.
startup300
startup300 <strong>startup300</strong> is a Linz-founded publicly listed angel investor and startup platform that invests in and builds Austrian and DACH technology startups.
CONDA
CONDA <strong>CONDA</strong> is an Austrian equity crowdfunding platform that enables retail investors to back European startups and SMEs through subordinated loans and equity-like instruments.
weXelerate
weXelerate is a Vienna-based corporate-innovation accelerator, founded in 2017, that runs structured startup-corporate matchmaking programmes and scouting services for Central European enterprises.
RIZ Niederösterreich
RIZ Niederösterreich is the state-backed founder agency of Lower Austria, providing free early-stage business coaching, startup advisory, and subsidy navigation for founders across the Niederösterreich region.
JIC (Jihomoravské inovačnà centrum)
JIC (Jihomoravské inovačnà centrum) is the Brno-based innovation centre for the South Moravian Region of Czechia, running incubation, scale-up, and deep-tech programmes and operating cross-border initiatives with Austrian partners.
EIT Manufacturing
EIT Manufacturing is an EU-funded innovation community under the European Institute of Innovation & Technology, operating a Co-location Centre in Vienna that supports manufacturing startups, SMEs, and industrial digitalisation projects.
INiTS
INiTS is the Vienna-based university startup incubator jointly owned by the University of Vienna, TU Wien, and ZIT, offering pre-seed incubation, deep-tech validation, and Academic Prototype Funding to early-stage founders.
Impact Hub Vienna
Impact Hub Vienna is the Vienna node of the global Impact Hub network, operating a co-working space and running accelerator programmes focused on social-impact and sustainability-driven startups.
AplusB Scale-up
AplusB Scale-up is the federal-level Austrian scale-up programme, coordinated by aws, that supports selected academic spin-offs and deep-tech startups as they grow beyond the pre-seed stage.
Austrian Business Agency (ABA)
Austrian Business Agency (ABA) is the federal foreign-direct-investment promotion agency for Austria, supporting international companies with location consulting, relocation support, and Work in Austria services.
Wirtschaftsagentur Wien
Wirtschaftsagentur Wien is the City of Vienna's business agency, providing subsidies, location services, and targeted programmes for Vienna-based startups, SMEs, and creative industries.
Austria Wirtschaftsservice (aws)
Austria Wirtschaftsservice (aws) is Austria's federal promotional bank, providing grants, guarantees, equity, and soft loans to innovative startups, SMEs, and scale-ups on behalf of the Republic of Austria.
WKĂ– AUSSENWIRTSCHAFT Austria
WKĂ– AUSSENWIRTSCHAFT Austria is the export-promotion arm of the Austrian Federal Economic Chamber, operating a global network of more than 100 country offices that support Austrian companies expanding abroad.
invest.austria
invest.austria is Austria's federal investor relations platform and community, connecting venture capital firms, business angels, and private equity investors with startups, scale-ups, and policymakers.
Standortagentur Tirol
Standortagentur Tirol is the regional location agency for the Tyrolean state government, promoting Tyrol as a business location, coordinating innovation clusters, and supporting R&D-driven companies in the Alpine region.
IDA Ireland (Vienna Office)
IDA Ireland (Vienna Office) is the Vienna representation of Ireland's national foreign direct investment promotion agency, supporting Austrian and CEE companies that are considering establishing operations in Ireland.
KOTRA (Korea Trade-Investment Promotion Agency)
KOTRA (Korea Trade-Investment Promotion Agency) is the Korean government's trade and investment promotion agency, operating a Vienna office that supports Korean companies entering Austria and assists Austrian partners seeking cooperation with Korean firms.
U.S. Commercial Service Austria
U.S. Commercial Service Austria is the trade promotion unit of the U.S. Department of Commerce at the U.S. Embassy in Vienna, helping American exporters enter the Austrian market and supporting Austrian buyers of U.S. products and services.
JETRO (Japan External Trade Organization)
JETRO (Japan External Trade Organization) is the Japanese government's trade promotion agency, supporting Japanese companies that export to or invest abroad and assisting foreign companies, including Austrian firms, interested in the Japanese market.
GTAI (Germany Trade & Invest)
GTAI (Germany Trade & Invest) is the German federal foreign direct investment and export promotion agency, supporting foreign companies (including Austrian firms) that invest in Germany and helping German exporters enter international markets.
AustrianStartups
AustrianStartups is Austria's national startup community and events organisation, running founder meetups, the PITCH competition, and the annual Austrian Startup Monitor in cooperation with research partners.
Brutkasten Media
Brutkasten Media is the leading Austrian startup news publication, covering funding rounds, policy, and ecosystem stories across Austria and the wider DACH region from its Vienna newsroom.
European Forum Alpbach
European Forum Alpbach is the annual Tyrolean interdisciplinary forum that convenes heads of state, policymakers, scientists, and business leaders in Alpbach every summer, with a dedicated programme track for startups and innovation.
Danube University Krems
Danube University Krems <strong>Danube University Krems</strong> is Austria's public university specialising in postgraduate continuing education, founded in 1995 and based in Krems an der Donau in Lower Austria.
WU Wien
WU Wien <strong>WU Wien</strong> is Austria's public university of economics and business, founded in 1898 and one of the few European business schools holding triple-crown accreditation (AACSB, EQUIS, AMBA).
University of Graz
University of Graz <strong>University of Graz</strong> is Styria's main comprehensive public university, founded in 1585 and the second-oldest university in Austria.
University of Innsbruck
University of Innsbruck <strong>University of Innsbruck</strong> is Tyrol's flagship public university, founded in 1669 and the largest research and education institution in western Austria.
Johannes Kepler University Linz
Johannes Kepler University Linz <strong>Johannes Kepler University Linz</strong> is Upper Austria's public research university, founded in 1966 and known for its strong focus on law, business, and STEM fields including the new Linz Institute of Technology.
MODUL University Vienna
MODUL University Vienna <strong>MODUL University Vienna</strong> is a small English-language private university in Vienna, specialising in tourism, international management, sustainability, and new-media technology.
FH Wiener Neustadt
FH Wiener Neustadt <strong>FH Wiener Neustadt</strong> is Lower Austria's public-interest applied-sciences university (Fachhochschule), with its main campus in Wiener Neustadt and a specialist campus in Wieselburg focused on food technology and the bioeconomy.
Webster Vienna Private University
Webster Vienna Private University <strong>Webster Vienna Private University</strong> is the Austrian branch campus of US-based Webster University, offering dual US and Austrian accreditation for its English-language bachelor's, master's, and PhD programmes.
Lauder Business School
Lauder Business School <strong>Lauder Business School</strong> is an English-language private business university in Vienna, affiliated with the Ronald S. Lauder Foundation and focused on international business and CEE markets.
IMC Krems
IMC Krems <strong>IMC Krems</strong> is a private university of applied sciences (Fachhochschule) in Krems an der Donau, known for its strong life-sciences, health, business, and digitalisation programmes.
MCI Management Center Innsbruck
MCI Management Center Innsbruck <strong>MCI Management Center Innsbruck</strong> is a private entrepreneurial school in Innsbruck, founded in 1995 and offering Fachhochschule bachelor's and master's degrees in business, technology, and social sciences.
Sigmund Freud University
Sigmund Freud University <strong>Sigmund Freud University</strong> is a Vienna-founded private university specialising in psychology and psychotherapy, with additional faculties in medicine, law, and business.
Concepts & Procedures
Meldezettel
Meldezettel is the official address registration form in Austria that must be completed within 3 days of moving into a new residence, signed by both the resident and the landlord.
Anmeldebescheinigung
Anmeldebescheinigung is the EU residence registration certificate in Austria, required for EU/EEA citizens who intend to stay longer than 3 months, costing EUR 15 and valid indefinitely.
Sozialversicherung
Sozialversicherung is the Austrian social security system providing mandatory health insurance, pension insurance, accident insurance, and unemployment insurance for all employed and self-employed persons in Austria.
FinanzOnline
FinanzOnline is Austria's official online tax portal operated by the Federal Ministry of Finance (BMF), used for filing tax returns, managing tax accounts, and accessing tax-related services.
Red-White-Red Card
Red-White-Red Card is Austria's points-based combined work and residence permit for qualified third-country nationals, issued in several categories including skilled workers, key workers, graduates, and startup founders.
Arbeitnehmerveranlagung
Arbeitnehmerveranlagung is the voluntary annual tax return for employed persons in Austria, filed through FinanzOnline, which can result in a tax refund averaging EUR 400–900 per year.
Gewerbeschein
Gewerbeschein is Austria's trade licence (business registration certificate) required for most self-employed and freelance activities, issued by the local Bezirkshauptmannschaft or Magistrat.
Kirchensteuer
Kirchensteuer is the mandatory church tax in Austria, levied at approximately 1.1% of gross income on all persons who are registered members of a recognized religious community, most commonly the Roman Catholic Church.
e-card
e-card is Austria's electronic health insurance card, issued to all persons covered by the Austrian social security system, serving as proof of health insurance at doctors, hospitals, and pharmacies.
Bestellerprinzip
Bestellerprinzip is the 'ordering party principle' in Austrian rental law, enacted in 2023, which means the party who commissions the real estate agent (typically the landlord) pays the broker fee, not the tenant.
ID Austria
ID Austria is Austria's digital identity system, replacing the former Handysignatur (mobile phone signature), used for online authentication with government services, FinanzOnline, banking, and digital document signing.
ETIAS
ETIAS is the European Travel Information and Authorisation System, a pre-travel authorization required from 2025 for visa-exempt third-country nationals visiting the Schengen Area, costing EUR 7 and valid for 3 years.
KlimaTicket
KlimaTicket is Austria's nationwide public transport pass offering unlimited travel on all trains, buses, and trams across all nine federal states for EUR 1,095 per year.
Kleinunternehmerregelung
Kleinunternehmerregelung is Austria's small business VAT exemption that allows businesses with annual revenue below EUR 35,000 to operate without charging, collecting, or remitting VAT (Umsatzsteuer).
Sonderausgaben
Sonderausgaben is the category of special tax-deductible expenses in Austrian income tax law, including church tax (Kirchensteuer), charitable donations, and certain insurance premiums that can be claimed on the Arbeitnehmerveranlagung.
Werbungskosten
Werbungskosten is the category of work-related tax-deductible expenses in Austrian income tax law, including professional development, commuting costs, work equipment, and home office deductions claimed on the Arbeitnehmerveranlagung.
Fernwärme
Fernwärme is district heating in Austria, a centralized heating system where hot water or steam is piped from a central plant to connected buildings, widely used in Vienna and other Austrian cities as an efficient and affordable heating solution.
Grundversorgung
Grundversorgung is the guaranteed default energy supply (basic provision) in Austria, ensuring that every household receives electricity and gas from a designated default provider even without actively choosing a supplier.
Kollektivvertrag
Kollektivvertrag is a collective bargaining agreement in Austria that sets legally binding minimum salaries, working conditions, and benefits for entire industries, negotiated between employer associations (WKO) and trade unions (Ă–GB).
Lebenslauf
Lebenslauf is the Austrian/German-style curriculum vitae (CV) used in job applications, typically including a professional photo, personal details, education, work experience, and language skills in a structured, formal format.
Vienna Jahreskarte
Vienna Jahreskarte is the annual public transport pass for Vienna, costing EUR 461/year (standard) or EUR 294/year (under 26, senior 65+, Spezial), providing unlimited travel on all Wiener Linien services including U-Bahn, trams, and buses within the city.
Ă–BB Vorteilscard
Ă–BB Vorteilscard is a discount card from Austrian Federal Railways costing EUR 66 per year, providing 50% off all Ă–BB train tickets including Railjet high-speed services, combinable with Sparschiene advance-purchase deals.
Bundesmuseen Card
Bundesmuseen Card is an annual museum pass costing EUR 59 that provides unlimited free entry to all eight Austrian federal museums, including Kunsthistorisches Museum, Belvedere, Albertina, and Naturhistorisches Museum.
zafaco Austrian Fixed-Line Internet Test
zafaco Austrian Fixed-Line Internet Test is an independent broadband quality test conducted by German testing company zafaco GmbH from April 28 to May 25, 2025, measuring over 1.1 million data points across 55 quality indicators for Austrian fixed-line internet providers.
Prepaid vs Postpaid SIM Cards in Austria
Prepaid vs Postpaid SIM Cards in Austria is a comparison of the two main mobile plan types available in Austria: prepaid (no contract, from EUR 4.90/month, no Meldezettel needed) and postpaid (contract-based, more data, requires Meldezettel and bank account, 24-month commitment).
eSIM vs Physical SIM Card in Austria
eSIM vs Physical SIM Card in Austria is a comparison of digital eSIM activation (instant, no store visit, from EUR 4.50) versus traditional physical SIM cards (buy at store, from EUR 4.90/month) for mobile connectivity in Austria.
Public vs Private Health Insurance in Austria
Public vs Private Health Insurance in Austria is a comparison of Austria's mandatory public health insurance (OeGK for employees, SVS for self-employed) with optional private supplementary insurance (Zusatzversicherung) from providers like Uniqa, Wiener Staedtische, and Generali.
Online Banks vs Traditional Banks in Austria
Online Banks vs Traditional Banks in Austria is a comparison of digital neobanks (N26, Revolut, Wise) with traditional Austrian branch banks (Erste Bank, Raiffeisen, Bank Austria) for expats opening a bank account in Austria.
Term Life vs Endowment Life Insurance in Austria
Term Life vs Endowment Life Insurance in Austria is a comparison of Austria's two main life insurance types: term life (Ablebensversicherung, pure death benefit from EUR 5-20/month) and endowment life (Er- und Ablebensversicherung, combined savings and death benefit from EUR 50-200/month).
Haftpflicht vs Kasko Car Insurance in Austria
Haftpflicht vs Kasko Car Insurance in Austria is a comparison of Austria's three car insurance types: mandatory third-party liability (Haftpflicht, from EUR 300/year), optional partial comprehensive (Teilkasko, adds theft and weather damage), and full comprehensive (Vollkasko, covers all damage including your own fault).
Vienna Jahreskarte vs KlimaTicket
Vienna Jahreskarte vs KlimaTicket is a comparison of Vienna's city transit pass (Jahreskarte, EUR 461/year standard, Vienna only) and Austria's nationwide transport pass (KlimaTicket, EUR 1,095/year, all of Austria) for expats deciding which public transport pass to buy.
Fiber vs Cable vs DSL Internet in Austria
Fiber vs Cable vs DSL Internet in Austria is a comparison of Austria's three main fixed-line internet technologies: fiber (FTTH, up to 1 Gbit/s, from A1 and Fonira), cable (DOCSIS, up to 500 Mbit/s, from Magenta), and DSL (up to 100 Mbit/s, from A1), plus 5G fixed wireless as a fourth option from Drei.
A1 vs Magenta vs Drei: Austrian Mobile Networks Compared
A1 vs Magenta vs Drei: Austrian Mobile Networks Compared is a comparison of Austria's three mobile network operators: A1 Telekom Austria (best coverage, 98% 4G), Magenta Telekom (strong urban, triple-play bundles), and Drei (generous data, cheapest unlimited plans), covering coverage, pricing, and 5G rollout.
free.at Mastercard Gold
free.at Mastercard Gold is a permanently free credit card available in Austria issued by Advanzia Bank (Luxembourg), with no annual fee, no foreign transaction fees, and included travel insurance, making it the most popular no-cost credit card for Austrian expats.
Credit Card Comparison Austria
Credit Card Comparison Austria is a comparison of credit card options available in Austria, ranging from the free.at Mastercard Gold (EUR 0 annual fee) to bank-issued Visa Gold cards (EUR 60-80/year), covering annual fees, foreign transaction fees, travel insurance, and issuer differences between card complete (Visa) and Advanzia/N26 (Mastercard).
Places
Vienna
Vienna is the capital and largest city of Austria, home to approximately 2 million residents and the primary destination for expats moving to Austria.
Salzburg
Salzburg is Austria's fourth-largest city and the capital of the federal state of Salzburg, known for its UNESCO World Heritage old town, proximity to the Alps, and a growing expat community in the arts, tourism, and tech sectors.
Graz
Graz is Austria's second-largest city and the capital of the federal state of Styria (Steiermark), home to approximately 290,000 residents, four major universities, and a UNESCO-designated old town.
Innsbruck
Innsbruck is the capital of the federal state of Tyrol (Tirol) in western Austria, situated in the Alps at an elevation of 574 meters, with approximately 130,000 residents and a strong reputation for winter sports, tourism, and university education.
Linz
Linz is Austria's third-largest city and the capital of the federal state of Upper Austria (Oberösterreich), with approximately 210,000 residents and a strong industrial and tech economy centered on the Danube river.
Schönbrunn Palace
Schönbrunn Palace is a UNESCO World Heritage Site in Vienna and Austria's most-visited attraction, a former imperial summer residence of the Habsburg dynasty with 1,441 rooms, extensive gardens, and the oldest zoo in the world (Tiergarten Schönbrunn).
Hallstatt
Hallstatt is a lakeside village in Upper Austria and UNESCO World Heritage Site, famous for its scenic Alpine setting, prehistoric salt mines dating back 7,000 years, and the Dachstein ice caves.
Market Segments
Austrian Telecom Market
Austrian Telecom Market is the telecommunications sector in Austria, comprising three mobile network operators (A1, Magenta, Drei) and multiple MVNOs, regulated by the RTR and serving over 13 million active mobile connections.
Austrian Energy Market
Austrian Energy Market is the fully liberalized electricity and gas market in Austria, where consumers can freely choose their energy supplier, regulated by E-Control, with approximately 140 electricity and 30 gas suppliers competing for customers.
Austrian Banking Market
Austrian Banking Market is the regulated financial services sector in Austria, comprising approximately 500 licensed banks supervised by the FMA, including major retail banks (Erste Bank, Raiffeisen, Bank Austria, BAWAG), neobanks (N26, Revolut), and a universal deposit guarantee of EUR 100,000 per depositor.
Austrian Insurance Market
Austrian Insurance Market is the regulated insurance sector in Austria, comprising mandatory social health insurance (OeGK, SVS, BVAEB) and a competitive private insurance market with providers like Uniqa, Wiener Staedtische, Generali, and Allianz offering supplementary health, legal, liability, and life insurance products.
Austrian Housing Market
Austrian Housing Market is the residential rental and property market in Austria, characterized by strong tenant protections (Mietrechtsgesetz), the 2023 Bestellerprinzip (landlord-pays-broker rule), regulated rent categories, and a mix of private, cooperative (Genossenschaft), and municipal (Gemeindebau) housing.
Austrian Job Market
Austrian Job Market is the labour market in Austria with approximately 4.5 million employed persons, an unemployment rate of around 5%, strong demand in IT, engineering, healthcare, and skilled trades, regulated by collective bargaining agreements (Kollektivvertrag) that set minimum salaries per industry.
Austrian Job Search Platforms
Austrian Job Search Platforms are the online job portals and professional networks used to find employment in Austria. As of April 2026, StepStone Austria leads with a 78.3% positive user sentiment score, followed by LinkedIn (77.5%), karriere.at (76.3%), and the AMS eJob-Room (75.0%). The market includes general portals, international networks, government platforms, and niche industry-specific boards.
Austrian Tax System
Austrian Tax System is the progressive income tax and social contribution system in Austria, with tax brackets ranging from 0% (up to EUR 12,816) to 55% (over EUR 1 million), a standard VAT rate of 20%, and mandatory social insurance contributions of approximately 18% of gross salary shared between employer and employee.
Austrian Visa and Immigration System
Austrian Visa and Immigration System is the immigration framework in Austria governing entry, residence, and work permits for foreign nationals, administered by the BMI (Federal Ministry of the Interior) and local authorities (MA 35 in Vienna, Bezirkshauptmannschaft elsewhere), with distinct pathways for EU/EEA citizens (freedom of movement) and third-country nationals (Red-White-Red Card, student visa, family reunion).
Austrian Public Transport System
Austrian Public Transport System is the integrated public transit network in Austria comprising city transit systems (Wiener Linien in Vienna, Holding Graz Linien, Salzburg AG), national rail (OeBB), private rail (WESTbahn), and the KlimaTicket (EUR 1,095/year for unlimited nationwide travel), consistently ranked among Europe's best for coverage and affordability.
Austrian Tourism Sector
Austrian Tourism Sector is Austria's tourism industry welcoming over 40 million visitors annually, driven by Alpine skiing (400+ resorts), imperial Vienna (Schoenbrunn, Hofburg), the Salzburg music scene, lake regions (Salzkammergut, Woerthersee), and wine country (Wachau Valley), contributing approximately 7% of GDP.
German Language Learning Market in Austria
German Language Learning Market in Austria is the ecosystem of German language education for immigrants and expats in Austria, comprising government-subsidized courses (OeIF), university programs (Vorstudienlehrgang), private schools (Goethe-Institut, Berlitz, Deutschakademie), online platforms (Babbel, Duolingo, Preply), and certification bodies (OeSD, Goethe-Zertifikat) serving the integration requirements of the Integrationsvereinbarung.
Austrian Credit Card Market
Austrian Credit Card Market is the credit card sector in Austria characterized by charge card models (full monthly repayment), Visa cards issued by card complete Service Bank AG through traditional banks, independent Mastercard options from Advanzia Bank and N26, and a KSV1870 credit check requirement for most applications.
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