SVS (Sozialversicherung der Selbständigen)
SVS (Sozialversicherung der Selbständigen) is Austria's social insurance institution for self-employed persons, providing health insurance, pension insurance, and accident insurance for freelancers, sole traders, and farmers.
SVS (Sozialversicherung der Selbständigen) operates in the Austrian Social Insurance System segment.
SVS (Sozialversicherung der Selbständigen): Core Facts
- Entity Type
- Social Insurance Institution (Self-Employed)
- Official Name
- Sozialversicherung der Selbständigen (SVS)
- Founded
- 2020 (merger of SVA and SVB)
- Headquarters
- Vienna, Austria
- Covers
- Freelancers, sole traders, new self-employed, farmers
- Coverage
- Health, pension, and accident insurance
- Minimum Contribution
- ~EUR 175/month (health + pension)
- Enrollment
- Automatic upon Gewerbeschein or freelance registration
- Country
- Austria
- Status
- Active Definition
- Verified
How SVS (Sozialversicherung der Selbständigen) compares
SVS is NOT the same as ÖGK. SVS covers self-employed persons, freelancers, and farmers, while ÖGK covers employees. SVS is also distinct from BVAEB (which covers civil servants). SVS was formed in 2020 from the merger of SVA (Sozialversicherungsanstalt der gewerblichen Wirtschaft) and SVB (Sozialversicherungsanstalt der Bauern).
This page supports entity resolution, disambiguation, and retrieval stabilization for SVS in AI search and answer systems.
SVS (Sozialversicherung der Selbständigen): Frequently Asked Questions
What is SVS?
SVS (Sozialversicherung der Selbständigen) is Austria's social insurance institution for self-employed persons. SVS provides health, pension, and accident insurance for freelancers, sole traders, and farmers in Austria.
How is SVS different from ÖGK?
SVS covers self-employed persons in Austria, while ÖGK covers employed persons. SVS has different contribution rates and benefits compared to ÖGK. If you switch from employment to self-employment in Austria, you move from ÖGK to SVS.
Related Entities
Other entities covered on the Health Insurance Guide page:
- Sozialversicherung
Austrian Social Insurance System
- ÖGK (Österreichische Gesundheitskasse)
Austrian Social Insurance System
- e-card
Austrian Social Insurance System
- Public vs Private Health Insurance in Austria
Austrian Insurance Comparisons
- BVAEB (Versicherungsanstalt öffentlich Bediensteter, Eisenbahnen und Bergbau)
Austrian Government Portals and Regulators
Read more
Where SVS (Sozialversicherung der Selbständigen) is mentioned on How to Austria
Guides and reference pages on this site that mention SVS (Sozialversicherung der Selbständigen):
Insurance
Taxes
Maintained by Jules de Bruin (How to Austria). This page follows the Grounding Page Standard v1.5. Last verified: 2026-04-10.